Phase 1
Study in Germany
Step by Step.
Without Confusion.
We guide international students through every step of studying and living in Germany – from visa preparation to long-term life.
Your Path to Studying and Living in Germany – Made Simple
Step 1:
Choose Your Study Program & University
Why this step comes first?
Before you think about visas, finances, or insurance, you must know what and where you want to study.
Everything that follows depends on this decision.
If this step is unclear, all later steps become risky or unnecessary.
1. Study Program & Degree Level
You need to be clear about:
- Bachelor’s or Master’s program
- Field of study
- Language of instruction (German / English / mixed)
This affects:
- Admission requirements
- Language certificates
- Visa eligibility
2. University Type
Germany has different types of universities, each with a different focus:
- Universities (theoretical / research-oriented)
- Universities of Applied Sciences (practice-oriented)
- Private universities (tuition-based)
Your choice impacts:
- Costs
- Admission criteria
- Study style
3. Admission Requirements
Each program may require:
- Previous degree recognition
- Specific subjects or grades
- Language certificates
- Additional documents
You must check program-specific requirements, not general assumptions.
4. Application Path
Depending on the university and your background, applications may go through:
- University portals
- Centralized application platforms
- External services
The correct path depends on:
- Your nationality
- Your previous education
- The chosen university
📄 What you should prepare now (not submit yet)
At this stage, focus on collecting, not applying:
- School or university certificates
- Transcripts
- Passport
- Language certificates (or plan to obtain them)
You don’t need everything finalized yet — but you should know what will be required.
🚫 Common mistakes in Step 1
- Choosing a program without checking admission requirements
- Assuming all universities have the same rules
- Ignoring language requirements until it’s too late
- Applying before understanding deadlines and processes
This step is about clarity, not speed.
🔗 Helpful resources & partner links
To save time, we link to reliable official resources and trusted platforms where you can:
Search for study programs
Check recognized degrees
Understand application routes
Some links may lead to partner services.
All recommendations are optional, transparent, and based on usefulness.
When you’re ready to move on
Once you have:
A clear study goal
A shortlist of programs or universities
An understanding of requirements
you are ready for the next step.
Step 2:
Understand Financial Requirements (Blocked Account & Proof of Funds)
Why this step matters
Germany requires proof that you can finance your studies and living costs.
Without the correct financial proof, you may face:
- visa delays or rejection
- problems with enrollment
- unnecessary stress right before arrival
This step helps you understand what is required, which option fits your situation, and what to prepare first.
What “Proof of Funds” usually means
In most cases, international students need to show one of these:
Option A: Blocked Account (most common)
A blocked account is a special bank account where you deposit a fixed amount.
You can withdraw a limited monthly amount after arriving in Germany.Option B: Formal Obligation (Verpflichtungserklärung)
A person living in Germany officially commits to covering your costs.
Option C: Scholarship / Funding Proof
Official scholarship confirmation may replace a blocked account (depending on the embassy).
Which option applies depends on your nationality and visa route.
1. Check your embassy’s requirements first
Different embassies may accept different proof types.
Before you pay or sign anything, confirm what your local German mission accepts.
Goal: Avoid choosing a proof type that your embassy won’t recognize.
2. Decide which proof type fits you
Ask yourself:
- Do I have the full amount available now? → blocked account may work
- Do I have a sponsor in Germany? → formal obligation may be possible
- Do I have a scholarship? → check if it’s accepted
Keep it simple: choose the option that is realistic and accepted.
3. Plan the timing
Financial proof can take time due to:
- account setup
- identity verification
- international transfers
- document issuance
Start early — this is often the #1 reason students miss visa timelines.
4. Prepare your documents
Typical documents may include:
- passport
- admission letter (or application confirmation, depending on embassy)
- proof of address
- funding documents / bank confirmations
We recommend collecting everything in one folder before you start the visa process.
🚫 Common mistakes in Step 2
- Paying for a blocked account without checking embassy acceptance
- Starting too late (transfer + verification can take time)
- Confusing “blocked account” with a normal bank account
- Using incomplete or unofficial funding documents
Federal Foreign Office (Germany) – Proof of funds
🔗 Helpful resources & partner links
To make this easier, we provide direct links to:
official embassy information (proof of funds)
trusted blocked account providers (optional)
guidance on sponsor / formal obligation routes (optional)
Some links may lead to partner services.
All recommendations are optional, transparent, and based on usefulness.
Fintiba – Blocked Account for Germany
Fintiba is one of the most widely accepted blocked account providers for international students in Germany and is recognized by German embassies and authorities.
Fast online setup
English support
Accepted by most German missions
Suitable for students from India and many other countries
Bonus for students:
By using our partner link and the code IMMOBILIENWUHR , you may receive special conditions when opening your blocked account with Fintiba.
(Exact benefits depend on current partner terms.)
👉 Use partner link + code: IMMOBILIENWUHR
When you’re ready to move on
Once you have:
which proof type your embassy accepts
which option you will use
your timeline for setup and transfers
you are ready for the next step.
Step 3:
Health Insurance Basics – Public vs. Private
Why this step matters
Health insurance is mandatory in Germany.
It directly affects:
university enrollment
visa approval
residence permit after arrival
Choosing the wrong type can delay or block your studies.
This step helps you understand which insurance fits your situation and what to avoid.
The two main options explained
Option A: Public Health Insurance (Statutory)
Public insurance is part of Germany’s social security system.
Typical features:
Monthly student rate (up to a certain age/semester limit)
Broad coverage across Germany
Accepted by all universities and authorities
Best for:
Students under the age limit
Long-term studies
Those planning to stay and work in Germany after graduation
Option B: Private Health Insurance
Private insurance is often used before enrollment or by students who are not eligible for public insurance.
Typical features:
Often cheaper at the beginning
Flexible plans
Must be explicitly accepted by the university
Important:
Once you choose private insurance at the start, switching to public later may not be possible.
🧭 How to choose the right option (simple guide)
Ask yourself:
- Am I eligible for public student insurance?
- Does my university accept the private plan I’m considering?
- Is this only for visa purposes or long-term enrollment?
👉 If unsure, do not rush. This decision has long-term consequences.
🚫 Common mistakes in Step 3
- Choosing the cheapest private plan without checking university acceptance
- Not understanding that some private plans are visa-only
- Assuming you can always switch to public later
- Submitting insurance proof that is not recognized
This is one of the most common and costly mistakes in Phase 1.
DAAD – Health insurance for students
🔗 Helpful resources & partner links
To save you time, we link to:
official explanations of health insurance requirements
recognized student insurance providers
comparison tools (optional)
Some links may lead to partner services.
All recommendations are optional, transparent, and based on usefulness.
Dr. Walter – Health Insurance for International Students
Dr. Walter offers health insurance solutions commonly used by international students coming to Germany — especially for the early phase of arrival and visa-related requirements (depending on your situation and university rules).
Designed for international students and newcomers
lear online application process
Suitable for many “before arrival / first months” situations
English-friendly information and support
Bonus for students:
Through this link, students can access a solution that is based on recognized statutory health insurance structures, combined with private components tailored for international students.
(Exact benefits depend on current partner terms.)
Step 4:
Visa & Entry Requirements
Why this step matters
Without the correct visa, you cannot start your studies in Germany.
Many students run into problems because they:
apply with incomplete documents
misunderstand embassy requirements
start too late
This step helps you understand which visa you need, where to apply, and how to avoid common mistakes.
Which visa do you need?
Most international students apply for one of the following:
Student Visa
If you already have an official admission letter from a German university.
Student Applicant Visa
If you are still waiting for admission or need to complete entrance exams or preparatory courses.
The exact visa type depends on your current study status and admission situation.
Step-by-step: How to prepare your visa application
1. Find your responsible German embassy or consulate
Visa applications are handled by the German mission in your country of residence.
👉 Always use the official embassy website — requirements may vary slightly by country.
2. Check the required documents carefully
Typical documents include:
- valid passport
- university admission or application proof
- proof of financial resources (e.g. blocked account)
- valid health insurance
- biometric photos
- completed visa application form
Missing or incorrect documents are one of the most common reasons for delays.
3. Book your visa appointment early
In many countries, appointment slots are limited and waiting times can be long.
Recommendation:
Book your appointment as soon as you are eligible, even if some documents are still in progress.
4. Prepare for the visa interview
The interview usually focuses on:
- your study plans
- your university choice
- your financial situation
- your intention to study in Germany
Be honest, consistent, and well-prepared.
🚫 Common mistakes in Step 4
- Applying too late
- Using unofficial or outdated document checklists
- Submitting insurance or financial proof not accepted by the embassy
- Giving inconsistent answers during the interview
Federal Foreign Office (Germany) – Proof of funds
Before continuing to Phase 2, make sure you have:
- chosen the correct visa type
- submitted (or scheduled) your visa application
- secured proof of funds
- arranged health insurance
- planned your arrival timeline
🔗 Official resources (recommended)
Always rely on official sources first:
Step 5:
Accommodation & Housing – Planning Before Arrival
Why this step matters
Finding a place to live is one of the biggest challenges for international students coming to Germany — especially when planning from abroad.
Housing affects:
your arrival planning
your stress level in the first weeks
sometimes even visa or registration procedures
Leaving this step too late often leads to temporary solutions, higher costs, or bad decisions.
1. What you need to understand first
Most students in Germany do not move directly into a permanent apartment.
Instead, housing usually happens in stages.
Common options include:
- student dormitories
- shared flats (WGs)
- temporary accommodation for the first weeks
Each option has different requirements, risks, and timelines.
2. Typical mistakes to avoid
Many students run into problems because they:
- trust offers without verification
- pay deposits before seeing the room
- expect to find long-term housing immediately
- don’t understand local rental practices
This step helps you recognize what is realistic and what to avoid.
3. What to plan before arrival
Before coming to Germany, you should:
- understand the most common housing types
- know which documents landlords usually ask for
- decide whether you need a temporary solution first
- be aware of typical rental scams
You do not need a perfect apartment before arrival — but you do need a plan.
🏠 Local housing support
In some regions, we also provide local, experience-based support for students.
Deggendorf – Student Rooms
If you are planning to study in Deggendorf, we currently offer:
access to local student housing and WG offers
a moderated WhatsApp group for incoming students
guidance based on real local experience
This support is optional and region-specific.
👉 Join the Deggendorf student housing WhatsApp group
When you’re ready to move on
Once you have:
a basic housing plan
an understanding of realistic options
awareness of common risks
you’re ready to complete Phase 1 and move forward.
Real Experiences. Real Clarity. Real Progress.
Students from around the world use our platform to navigate studying and living in Germany — step by step, without confusion or wasted time.
Phase 1 & 2
Before finding this platform, everything felt overwhelming — visas, health insurance, blocked account, registration.
Having everything explained in the right order, with direct links to trusted services, saved me weeks of stress.
I knew exactly what to do and when.
— Arjun M. Spain
Master's Student, Engineering
Phase 3
What I appreciated most was that this wasn’t just theory. The checklists, explanations, and partner recommendations helped me open my bank account, get a SIM card, and find a student job without endless searching. It feels like someone who’s been through it is guiding you.
ever!
— Jake P., France
Bachelor Student
Buisness Administration
Phase 4
Coming from India, the German system felt very confusing at first.
I didn’t know which steps were mandatory and which ones could wait.
This platform helped me understand everything in the right order, especially health insurance, registration, and university enrollment.
It gave me confidence before I even arrived in Germany.
— Linda S., India
Bachelor Student
Data Sciene
Phase 1 & 2
What made the biggest difference for me were the clear explanations and direct links.
Instead of searching on dozens of websites, I could rely on one structured guide.
The partner recommendations also saved me time and money.
I felt supported without being pushed into anything.
— Rohit P., India
Bachelor Student, Computer Engineering
Phase 1- Frequently Asked Question
Phase 1 Questions
What is Phase 1 about?
Phase 1 focuses on everything you need to prepare before coming to Germany.
This includes choosing a university, understanding visa requirements, arranging proof of funds, health insurance, and planning your timeline — in the correct order.
Who should start with Phase 1?
Phase 1 is for you if:
- you are still planning to study in Germany
- you have not arrived in Germany yet
- you are preparing your visa or application documents
If you are already in Germany, you can skip ahead to a later phase at any time.
Do I need to complete all steps in Phase 1?
Not necessarily.
Some students may already have completed certain steps (for example, admission or funding).
You can skip steps you have already finished and focus only on what is relevant for your situation.
Does the order of the steps really matter?
Yes.
Many problems arise because students complete steps in the wrong order — for example, choosing health insurance before knowing university requirements or opening a blocked account too late.
Phase 1 is structured in the recommended sequence based on real requirements in Germany.
Do you offer official legal or visa advice?
No.
We do not provide official legal or visa advice.
Our platform offers practical guidance, explanations, and references to official sources, helping you understand the process and prepare correctly.
Final decisions are always made by universities, embassies, and authorities.
Why do you recommend certain services or partners in Phase 1?
Some steps require external services (for example, blocked accounts or health insurance).
We only reference services that:
- are commonly used by international students
- are accepted by German authorities or universities
- provide clear and transparent processes
Using partner services is always optional.
What if my embassy or university has different requirements?
Requirements can vary slightly depending on:
- your country of residence
- the German embassy handling your application
- your university
That’s why we always recommend checking official sources and confirming requirements before final submission.
Can I move to Phase 2 before my visa is approved?
You can start reviewing Phase 2 early, but Phase 2 officially begins after you arrive in Germany.
Completing Phase 1 properly will make Phase 2 much easier and less stressful
Built for International Students in Germany
Everything You Need –
In the Right Order
Moving to Germany comes with rules, deadlines, and important decisions.
We structure everything step by step — so you always know what matters now and what can wait.
Clear step-by-step guidance for every phase
Direct access to trusted services & partners
No unnecessary steps, no hidden obligations
Transparent recommendations — you decide
Clarity
Clear guidance instead of confusion.
Transparency
Honest explanations and partner recommendations.
Reliability
Built on real student experience.
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Copyright 2026. Independent guidance platform for international students in Germany.
Some links may lead to partner services. All recommendations are transparent and optional.